Are your possessions fully insured?
Saving a few dollars up front could cost you a significant amount of money at the time of loss. Unless you insure for the replacement cost of household possessions, you will be paid only the purchase price less depreciation for items even though they are covered in an insured loss.
Will your current policy cover the cost of rebuilding your home? Let us help you determine how much you need to rebuild from the ground up. In a fire you could be left with just the foundation. Does your insurance cover your living expenses in the event of a fire or other damage to your home?
We offer several coverage options -you decide how broad your coverage will be and we will design a responsible protection program for you.